We believe everyone deserves access to financial assistance and the opportunity to build toward a better future.
That’s why we created a friendly, short-term loan product that doesn’t require a good credit score so it’s easier to get approved.
Once approved, we report the status of your loan to the credit bureaus which should help improve your credit score.
Your credit score is determined by a variety of factors including payment history and length of credit history.
One of the best ways to improve your credit score is to make on-time payments over time. If you want to pay off your loan early, please be aware that there may be negative impacts to your credit score. You can learn more about paying off your loan early.
Please be aware: The credit bureaus do not disclose exactly how credit scores are calculated. At this time we’re unable to predict exactly how your score will be affected by using our product.