We report to the credit bureaus with the intention of increasing your credit score but it isn't guaranteed.
It is never our intention to do more harm than good for our customers. If your credit score has been impacted negatively, we apologize!
Some customers with sufficient credit history have reported experiencing negative effects.
Unfortunately, at this time we’re unable to predict exactly how your score will be affected by using our product.
The credit bureaus do not disclose exactly how credit scores are calculated.
If you believe the negative effects to your credit score are due to errors in our report, please file a dispute claim with the credit bureaus.
The three major credit bureaus offer this service for free. We want to do right by our customers and are happy to amend reports that are in error.