Should I reapply for a lower amount?

Reapplying for a lower amount won't change the approval decision if nothing else about your application has changed.

The amount you select during the application process gives us a target to reach for, however, loan applications are considered for all amounts up to the selected amount.

There's no harm is selecting the maximum amount you'd like to receive. We always offer the most we can safely lend for every application. 


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