Reapplying for a lower amount won't change the approval decision if nothing else about your application has changed.
The amount you select during the application process gives us a target to reach for, however, loan applications are considered for all amounts up to the selected amount.
If your application is declined we encourage you to reach out to our customer success team for a denial letter. This way you’ll know how to improve your application for the future!
To contact our customer success team please email firstname.lastname@example.org.